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LIFE INSURANCE PRODUCT

Permanent Insurance - 2nd to Die Life Plans - General Account

Plan Name Description Issue Ages Minimum Policy Size
EstateGuard Whole Life Second-to-die coverage where guaranteed cash values and dividends increase significantly at the first death, creating planning options not available with products that don't change when the first insured dies. 20-90 $100,000
EstateGuard SUL Second-to-die coverage that offers the maximum flexibility in amount and timing of premium payments (within limits), three death benefit options, and interest crediting rate tied to Guardian's general account. 20-90 $250,000
Park Avenue Survivorship VUL Millenium Series Please refer to the Variable Life Products section for information and disclosures.

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FOSTER KLIMA & COMPANY, LLC
Minneapolis: (612) 746-2200   /   Fargo: (701) 293-6379   /   Rochester: (507) 289-0999
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