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LIFE INSURANCE PRODUCT

Permanent Insurance - Single Life Plans - General Account

Plan Name Description Issue Ages Minimum Policy Size
Whole Life
Paid-Up @ 121
Level premium to age 121; Level death benefit 0-90 $250,000 ages 0-49
$100,000 ages 50+
Whole Life
Paid-Up @ 99
Level premium to age 99; Level death benefit 0-80 $25,000
Whole Life
Paid-Up @ 95
Level premium to age 95; Level death benefit 0-80 $25,000
Whole Life
Paid-Up @ 65
Level premium to age 65; Level death benefit 0-45 $25,000
20 Payment Life Level premium for 20 years; Level Death benefit 0-70 $25,000
EconoMix Perm Level premium for life; Guaranteed death benefit decreases after an initial period designated at issue 20-80 $25,000
ULProtector Gold Provides great funding flexibility in addition to secondary guarantees, which is an optimum choice when guaranteed protection at an affordable and predictable cost is paramount. 20-80 $250,000 (Preferred Plus NT)
$100,000 (All other classes)
ULtraLife Gold Provides permanent, affordable coverage that can easily be modified throughout a lifetime to match current or anticipated needs for business and personal planning. 20-80 $250,000 (Preferred Plus NT)
$100,000 (All other classes)
ULtraMax Gold Provides exceptionally high early-year cash surrender values in relation to premiums paid, providing life insurance protection with a lower impact on overall financial position than conventional policies. 20-70 * Smallest policy face amount available is $250,000
* Each case must have an initial annual premium of at least $50,000 (may be achieved by combining several policies)
VIP Level premium for limited period-depending on issue age; Level Death benefit 20-80 $25,000
Guarantee Issue WL Available for Multi-life policies only (minimum 10 lives) 15-70 $50,000

Riders Available

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Minneapolis: (612) 746-2200   /   Fargo: (701) 293-6379   /   Rochester: (507) 289-0999
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