| Plan Name |
Description |
Issue Ages* |
Minimum Policy Size |
| Guardian Level Term Gold 10 |
Guaranteed level term up to 10 years; Policy terminates at the end of the guaranteed premium period; There are no non-guaranteed premium periods; Convertible during the initial 5-year Conversion Period; Conversion Period may be extended to the end of the initial period thorugh purchase of the Extended Conversion rider. |
20-70 |
$250,000 |
| Guardian Level Term Gold 15 |
Guaranteed level term up to 15 years; Policy terminates at the end of the guaranteed premium period; There are no non-guaranteed premium periods; Convertible during the initial 5-year Conversion Period; Conversion Period may be extended to the end of the initial period thorugh purchase of the Extended Conversion rider. |
20-65 |
$250,000 |
| Guardian Level Term Gold 20 |
Guaranteed level term up to 15 years; Policy terminates at the end of the guaranteed premium period; There are no non-guaranteed premium periods; Convertible during the initial 5-year Conversion Period; Conversion Period may be extended to the end of the initial period thorugh purchase of the Extended Conversion rider. |
20-60 |
$250,000 |
| Yearly Renewable Term Gold |
Indeterminate increasing premium term insurance; Coverage is provided until the policy anniversary nearest to the insured's age 116; Convertible until the later of age 65 or 5 years |
20-70 |
$250,000 (For Elite and Preferred Plus NT)
$100,000 (For all other underwriting classes) |
| LifeSpan Gold |
Automatic convertible term plan; Initial period provides term coverage for the earlier of 15 years up to age 80 and then automatically converts to a Whole Life policy with premiums payable to age 121; Premiums increase annually; Convertible during the first 6 policy years |
20-70 |
$250,000 (For Elite and Preferred Plus NT)
$100,000 (For all other underwriting classes) |
| Profit-Sharing Protector |
"Companion" policy for 2nd to Die policy in Qualified Plan; specified, increasing death benefit; renewable for 15 years; provides cash to buy policy or pay taxed at death of first insured to die. |
20-75 |
N/A |
