Get DI Quote
DI Product List
Get Life Quote
Life Product List
Get LTC Quote
Competition
Agency Contacts
Driving Directions
Register
LIFE INSURANCE PRODUCT

Variable Life Products

Variable Life Products are available only to:

  • Registered Representatives of Park Avenue Securities and
  • Registered Representatives of Broker Dealers holding a Selling Agreement for these products

Plan Name Description Issue Ages Minimum Policy Size
Flexible Solutions VUL Variable universal life product with affordable insurance protection coupled with flexibility and investment growth potential. 0-85 $100,000
Park Avenue Survivorship VUL Millenium Series Variable 2nd to die universal life product with a cost-effective way for individuals to accumulate, protect and conserve assets, providing an immediate cash source to heirs. 20-90 $250,000

The Park Avenue Millennium Series and the Park Avenue Series of variable life insurance policies, which include Park Avenue Life ("PAL"), Park Avenue Variable Universal Life ("VUL"), and Park Avenue Survivorship Variable Universal Life ("SVUL") are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation, and distributed by Guardian Investors Service Corporation ("GISC"). GISC and GIAC are located at 7 Hanover Square, New York, NY 10004, 1-800-441-6455. GISC and GIAC are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY. GISC is a member of FINRA, SIPC.

Variable life insurance products and their underlying variable investment options are offered by prospectus only. Please call 1-800-441-6455 for additional information including a prospectus. Prospectuses contain detailed information including charges and expenses, and should be read carefully before completing an application, investing or sending money. Values in variable investment options will fluctuated daily and may be worth more or less than the original investment. Variable investment options are not deposits or obligations of, or guaranteed or endorse by, any bank or depository institution, and are not insured by the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Association, the Federal Reserve Board or any other agency, and involve investment risk, including the possible loss of the principal amount invested.

Securities products and services are offered through Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004: 1.888.600.4667. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Foster Klima & Company, LLC is not an affiliate or subsidiary of PAS. PAS is a member FINRA, SIPC.

Return to Life Insurance Product List

site
feedback
FOSTER KLIMA & COMPANY, LLC
Minneapolis: (612) 746-2200   /   Fargo: (701) 293-6379   /   Rochester: (507) 289-0999
send us
an e-mail